With the vast array of car insurance companies in the market today, finding the right one that suits your purpose can be a daunting task, to say the least. While choosing a vehicle insurance, there is much more to consider than just the premium you are expected to pay. Cheaper might seem better to most of us, but we need to make sure that it does not come at the expense of other equally important factors. On the other hand, a more expensive option need not be better either.
Different car insurance companies offer different packages, perks, and services to their customers. However, selecting the right package requires a certain level of awareness of the various aspects involved. Here, we discuss some of the core factors that need to be considered while choosing the right insurance package for your car.
Oman Insurance Company
Oman Insurance Company is one of the most well know in the region and they provide third party property damage cover of up to AED 3.5m with their Oman Insurance Company Drive Easy Comprehensive-Gold plan. This plan includes emergency medical expenses up to AED 5,000 per person and cover for personal effects of up to AED 2,500. There is no excess fee on windscreen claims of up to AED 3,000.
AIG Car Insurance is a top notch insurance company and they provide emergency medical expenses up to AED 6,000, as well as Personal Effects cover for losses caused by fire, lightning, or explosion up to AED 5,000 and Personal Injury cover for the insured and spouse up to AED 20,000. The insurere is also covered against the loss of a new vehicle within six months from date of purchase.
AXA Third Party Liability + Fire & theft insurance
Axa is another well known car insurance brand that offers a AXA Third Party Liability + Fire & theft insurance. Under this scheme you can renew the policy and open claims online. They also provide roadside assistance around the year to your own vehicle as well as any private vehicle in which you maybe travelling. Driver’s Personal Accident cover up to AED 200,000 and Passenger’s Personal Accident cover up to AED 200,000 is optional.
Here is a list of some of the top insurance companies:
Oman Insurance Company
Axa-Gulf
Qatar Insurance Company
RAS Car Insurance
The Abu Dhbai National Insurance Company (ADNIC)\
Noor Takaful
Alliance Insurance
Emirates Insurance Company
Mashreq Bank